I went ahead and did the Capital One Auto Navigator pre-qualification (the dealership where I serviced the car with the blown engine participates). To my surprise given my mediocre scores, they pre-qualified me with APRs ranging from 3.89-5.03%, depending on which vehicle I'm modeling.I don't know when this changed, but Regions will now let non-customers see if they have a pre-qual offer for a credit card. Here's the - 5838321Re: Capital One prequalify me then declined for fraud alert! Yes it was hard inquiry amd seen it on all 3 bureaus. I had to send in my DL and SS card to prove that it was me and then got the alaert removed thank god. I pulled the trigger again for Cap One Platinum and was approved for $300!Mar 11, 2021 · So, for BBVA, the prequalified portal can provide a good 'barometer' of potential odds without burning an unnecessary HP if you're testing the waters. I went through their pre-qualification which landed 2 cards back-to-back about 2 months ago.Capital One Auto Navigator - denied. Hi. I was just declined by Capital One Auto Navigator for pre-qualification. My scores are in the 715 to 720 range, a bit up from my sig. Current balances are $0 to $300 with a single home loan payment of $3,500 and income at $150,000, same employer 7+ years. Inquiries are in the table below.GM Card - Marcus by Goldman Sachs. I noticed tonight that there seems to be a new GM MasterCard (Marcus by Goldman Sachs) but I searched the forum and couldn't find anything about it. I checked the website out and it looks like they prequalify you in a similar way as they do with their Apple Card.Find out if you're pre-qualified for a Discover credit card by checking our pre-approved offers for you; it's free and does not affect your credit score to check.Sep 22, 2007 · I am on BOA website right now to see if I prequalify for the mortagage and they need permission to check my credit. is it soft inquiry or hard inquiry? Thanks Credit consent * By clicking Submit, you consent to a credit check and authorize Bank of America, N.A., to obtain a credit report. At thi...About myfico. myFICO is the consumer division of FICO. Since its introduction over 25 years ago, FICO ® Scores have become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use FICO Scores to make consumer credit decisions. >> About …PenFed Pathfinder: $15000. BofA Platinum Plus: $9100. Chase Sapphire Preferred: $9000. Chase Freedom Unlimited: $6400. Amazon Prime Store Card: $5000. BofA Cash Rewards: $1500. Capital One Platinum: $1500. Home Depot: $500. …The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!Re: Denied yesterday for Amazon but pre-approved today? Chase will no longer approve 2 applications submitted on the same day. That policy change helped kill what was euphamistically known as the Chase double-dip (supplanted by the Modified double-dip, which is tied to applications submitted 1 day apart).I closed on the loan today and during the closing it said I was pre-approved for a OneMain BrightWay credit card. I accepted without an additional pull on my credit. $3,000 starting limit, 26.99% APR, 1% Cashback, and after 6 payments I can chose either a CLI or a lower rate. They offer 2 rewards credit cards.Navy approved me but at 8.69%, made two payments and when the refi was done I put my grandparent back on and Penfed gave me 4.04. No HP, both members for 2+ years. UTL= 5%. Chase Freedom Flex- $700. Navy Federal More Rewards Amex- $8,500. Navy Federal Cash Rewards- $1,000. PenFed Power Cash- $2,500. Macys- $800.However, Oportun's website states that "credit card loan amounts range from $300 to $1000", which to me reads like $1k is the max CL they offer. The terms seem okay, for an unsecured rebuilder card: 24.90-29.90 APR range, $49 AF, 25 day grace period. I haven't heard anything about them as a lender, though.Re: Amex Pre-Qualify. You should be good if you're pre-qualified and especially if your score is above 670, but ppl have qualified with lower scores. Starting Score:=11-20-18 EQ: 640 TU: 492 EX: 621. Current Score:=03-02-21 EQ: 657 TU: 682 EX: 689. Goal Score:=750.Re: Blaze MasterCard - Pre-Approval Mail Offer. with the cards in your sig i wouldnt touch anything in the likes of credit one. AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver ...1) Flagship Checking: $50. 2) Savings: $558. 3) Personal loan: $16.9K. I pay at least double the min amount on all of my CCs and loan payments each month, so I cannot figure out WHY my credit unions won't prequalify me. The only possibilities I can think of are. - Too new personal loan --Opened the NFCU loan in March.Hello all! So I was on the American Express website a few min. Ago and I decided to check to see if I pre qualified for a card. It says 'Good news ***** ******, you are successfully pre qualified for the following card offers exclusively by American Express. " the blue cash every day, the green card...Got the congrats you're prequalified followed by a "wait 30 days" Letter came within 10 saying not approved. Usual reasons for me, BK7 (2016), utilization rates too high, etc. Anyone else have the similar non-success?That means applicants need good credit for approval. This applies to all PenFed credit cards. If you receive a pre-approved mail or e-mail offer for a PenFed credit card, it means your credit profile likely meets the card's requirements for approval. While such an offer doesn't guarantee approval, it indicates good odds of getting the card.There's a company by the name of Better Mortgage that will prequal without a hard pull. However, I wouldn't use this type of prequal for more than a litmus test as to what you may qualify for when ready to fully commit and buy. FICO 8 (Feb 2018): EX- 519, TU- 530, EQ- 545. FICO 8 (Sept 2022): EX- 706, TU- 685, EQ- 684. What's in my wallet:This seems to come up a lot so I thought I'd compile a list. Please comment about any other links with good pre-qualification sites and I'll update it. US Bank. Discover (After submitting, scroll down to the section giving rates. If it's a single rate or a narrow range (3%) it's potentially a good pre-qualification.The Mac App Store puts all Apple-approved Mac-compatible apps in one place for easy purchase and installation. Find out how the Mac App Store works. Advertisement Weren't the olden...Re: Personal Loan / PLOC Lender Recommendations? Well, the appeal of personal loans is a longer repayment period, which also makes them riskier. Additionally, they require set payment amount, whereas with cards you can pick the amount yourself as long as minimum payment is satisfied. 05-01-2021 03:29 PM.FNBO Prequalify -> Approved! Got one in the mail for FNBO it's been actually the only credit card offer i've gotten in the mail for awhile now since the pandemic began. Didn't know much about them besides they are a legitamate bank and actually respected compared to some card companies. Read through some details on here people mentioned they ...Was just messing around with pre qualifiers and had a pre qualified offer for the chase Amazon rewards prime visa. Had a single APR no ranges I know that's usually a good sign. anyway, my question is how reliable is chase's pre qualify? My credit isn't strong it's at 630-660 across all three and I'm not looking to add any inquiries for no reason.FNBO Prequalify -> Approved! Got one in the mail for FNBO it's been actually the only credit card offer i've gotten in the mail for awhile now since the pandemic began. Didn't know much about them besides they are a legitamate bank and actually respected compared to some card companies. Read through some details on here …In my Citibank credit card portal is a "personal loan offer up to $30K." (not the Flex Loan that uses the credit card balance)... Any DPs or advice, is this a preapproval, any success, SP/HP, etc.?Re: Capital One prequalify me then declined for fraud alert! Yes it was hard inquiry amd seen it on all 3 bureaus. I had to send in my DL and SS card to prove that it was me and then got the alaert removed thank god. I pulled the trigger again for Cap One Platinum and was approved for $300!Navy prequalify are NOT very reliable. If you are going to try for your first NFCU I wouldn't recommend the flagship . EXP 780 EQ 791TU 795. 05-21-2023 06:19 PM.Is this a pre-qualify - 3906582. Subscribe to RSS Feed; Mark Topic as NewRe: DCU pre-approval for Visa (and approval) When I opened for a checking account I got preapproval for a car loan. I decided to apply for their credit card and instantly approved! I think you got good chances of getting approved. Message 9 of 15.Probably not an outright denial, but Commenity has been off the rails lately. I would be curious to know how this shakes out, if you remember to update. "When prosperity comes, do not use all of it". Hi Today I pre qualify for Ikea store card for $7000. I decided to accept and when I click it it gives me the 10/14 days message review. I - 6592964.Updated: Apr 11, 2024, 9:09am. Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations. Getty. …Total CL - $584,600. Cash Back and SUBs earned as of 9/1/22- $15292.65. So today was indeed a crazy day... Well at least for me. My good friend just moved to another state, I was rejected for AOD despite all my - 6293256.I just completed a prequalified for discover. I am looking to do a balance transfer and have always wanted in with discover. After I was - 4454300Re: Capital One prequalify me then declined for fraud alert! Yes it was hard inquiry amd seen it on all 3 bureaus. I had to send in my DL and SS card to prove that it was me and then got the alaert removed thank god. I pulled the trigger again for Cap One Platinum and was approved for $300!The card has come in handy lately to get a few more points I'll need (beyond the SUB) for an upcoming flight with my fiancé, along with the AAdvantage eShopping mall. Hey all, I was approved just yesterday for the American Airlines Aviator Red with Barclays with a $14,000 SL. I got the 70,000 miles - 6683853.XXXX XXXXX, you've been pre-qualified for the following credit card offers. See below for 4 additional offer(s). For all 5 cards mentioned, it gives me a specific interest rate (between 15.24 and 22.9% depending on the card). It does not show a 'range based on credit worthiness' like many do.I am hoping someone can shed some light for me regarding the GM Rewards Card by Marcus/Goldman Sachs. I am approved via soft pull (application is much like the Apple Card); however, I was only offered a credit line of $1,500 w/ 18.49% after 12 months at 0%.Pre-qualified for Amazon Prime Visa Signature Card. I was recently looking for my 2nd card to add to my portfolio . I did the amazon prime visa signature pre-qualification and it came up as pre-qualified. I know it doesn't mean 100% approval , but it did have a APR of 22.24% . 5/24 status : 1/24.Re: Langley Federal Credit Union (LFCU) Pre-Approval Offers. I've had an offer in for a car loan from about the time the redisign came out. I have the basic savings account, LangleySaves savings account, LangleyPays checking account, and a credit card (with a sweet 7.50% APR) with them. 08-29-201704:20 PM.Overstock.com preapproval --- APPROVAL. Congratulations! Your Overstock.com Store Card has been approved for a credit limit of $2500! Your card and a 10% off coupon are ready to use at checkout. I was reading about all this with Overstock and thought I would give it a try. SP and $2500 limit. It was definetly worth the 5 minutes i put into it.Nov 9, 2017 · I've been checking the Chase pre-qualify site weekly for a month. Finally I got the green light, and like FadedIdea, I had 4 offers so I went for it. After bracing myself for a super low limit or even a denial. I received a approval for $3500. My mouth hit the floor, this is my highest so far. I have a card through my CU with a 2000 limit.I did pre approval with no HP to check mission lane because they are a starter card that does very generous CL increse, and I think some even have rewards. they have a good system of either no AF and up to a 59$ af but some people have 19$ af. I stupidly opened a mission lane card and should have...I spoke to two lenders at the beginning of May and asked to prequalify. My credit scores at the time were 556 EX/576 EQ/590 TU. I've done some disputes/fixes since then and I've been able to raise my EQ to 617. (The others, I can't check obviously - I assume they're higher as well by some amount - d...Access to case information costs $0.10 per page. Depending on format, billable pages are calculated in two different ways. For HTML-formatted information, a billable page is calculated using a formula based on the number of bytes extracted (4,320 bytes = 1 billable page).Discover Pre Approval. Looking for some advice as to whether I should apply for the Discover Cash Back card. I was pre-approved this morning after filing out the required info. I was pre-approved for 3 of their cards, but the Cash Back being the best one IMO because of the 5% cash back. I'd like to add another revolver to thicken my file and …09-22-2021 03:08 PM. Re: Checked Pre-approval for wayfair (pre-approved) no pre-approval for Home depot. Each Citi Retail CC program has their own UW criteria. So, it's possible to obtain a pre-approved offer for one but not the other. Best Buy doesn't currently have a pre-qualification portal, unfortunately.The Bottom Line. Getting prequalified for a mortgage won't hurt your credit score and has numerous benefits, especially if you're competing against multiple buyers in a tight housing market ...This seems to come up a lot so I thought I'd compile a list. Please comment about any other links with good pre-qualification sites and I'll update it. US Bank. Discover (After submitting, scroll down to the section giving rates. If it's a single rate or a narrow range (3%) it's potentially a good pre-qualification.The Bottom Line. Getting prequalified for a mortgage won't hurt your credit score and has numerous benefits, especially if you're competing against multiple buyers …Capital One has prime cards, Quicksilver is likely available. The question about "easiest" needs to now consider if any Chase cards are something OP wants. The 5/24 limit comes into play, so a Chase Freedom card may be useful. High Bal Jan 2009 $116k on $146k limits 80% Util. Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727.Saw it posted here that HSBC had a site ( link) that one can use to pre-qualify. Thought I would just " check it out " and we all know what happened next. Put in my info, said I was pre-qualified for three of their …And, I just got approved for their 3rd CC last month (will post results soon), and my approvals have been $9.5K for SU2C, $12.5K for Real Life Rewards and the exact same SL for my recent Cash Rewards approval, $12.5K. I received a pre approval letter from Fifth Third bank for a Platinum Mastercard.Two weeks ago when i logged into my checking account, there on the sidebar where messages are placed was a message that said "new see if you pre-qualify for a credit card"(I have a mastercard with world points). It was there for a few days and then ti was gone.Cap One prequalified but then denied. Hello, I am asking this question for my mom. Her FICO EQ score is 674 but not sure of the others. She currently has two credit cards, a Capital One Platinum with $500 credit limit that she's had for about 6 months (started with $300 got bumped up to $500 last month) and Suntrust credit card with $1200 limit ...If you're preapproved for any of their core cards (BCP, CM, etc), you're likely pre-approved for any card in their lineup. Of course it's always YMMV but that's a general idea of how they usually do things. FICO 8 Nov '22 EX 765 EQ 766 TU 753. TCL $160,000.Also the prequalify is notoriously unreliable, but if you have a good report/score, you should still be approved for the MoreRewards. Good luck. Last App: 1/10/2023 Penfed Gold Visa Card Currently rebuilding as of 04/11/2019. ... FICO, myFICO, Score Watch, The score lenders use, ...Visit the Home Depot® Credit Card pre-qualification page. Enter your name, email address, phone number, and the last 4 digits of your Social Security number. Click the "Continue' button and see if you are pre-qualified. To respond to a pre-approved offer in the mail, visit the issuer's pre-approval page and enter the invitation code ...A few months ago we opened up a Tmobile account who pulled her credit (first pull in quite a while). Chase sent her a preapproval for the Freedom which we just apped for and were approved for $3k instantly. The freedom will be her first rewards card which she'll be utilizing a lot for her business.They also give more wiggle room on approvals if you have a relationship with the CU or bank they (Elan) are representing. They are usually friendly on the phone too. I am in the process of rebuilding my credit. After receiving several "pre approval" letter in the mail and quickly being - 4104344.I want to shop around with a few lenders for the best rates. I have a great FICO score with some existing inquiries and want to keep it that way. Is there a method I can use to get less inquiry dings in the process?Chase Auto gives a pre-qualification amount on a soft pull. Non binding, of course. The amounts it gives seem tiered and generic based on income input. Amex Blue Cash Preferred- $11,000. Chase Sapphire Preferred- $8,300. Chase Slate - $500 (transferred) Bank of America Cash Rewards - $10,600. Discover It - $11,000.Re: CapitalOne prequalify. @Rudy1 wrote: I believe it is because Capital One is more of a subprime lender and they want people with not the best credit scores to be prequalified and for people with good scores to cold app. Yeah. I agree with that — but this is new. They have offered their Savor and Venture cards as prequals before.I randomly checked American Express' prequalify website, and pre-qualified for 3 cards. I applied for one of them, their amex gold card, and was declined. The reason was because of a previous account I had with them, that was included in my chapter 7 bankruptcy. ... FICO, myFICO, Score Watch, The score lenders use, and The Score …The cash back is ok only if you redeem points and transfer into a Fidelity account. If you actually ask for a check, you get a 33% or 50% reduction in points to cash relative to redeeming into an account. A score of 700 or above should be sufficient if you have accounts at Fidelity. In addition to score, some credit history is important as well ...Re: Questions w/ Chase pre-qualifying auto financing. Get a solid offer or pre approval from a bank and show them. Chase Freedom Unlimited : $6000 | Discover It Chrome : $3500 | AmEx CS Investor : $6000 | Chase Sapphire Preferred : $5000 | Chase Amazon Prime : $2000 | AmEx Hilton Surpass : $1000 | AmEx Business Plus : $2000 | …Bank of America Card. Hello. I logged in today to pay my two credit cards with Bank of America and I saw an offer for another card, the Unlimited Cash Rewards. It was decent offer with a $200 bonus after $1000 in spend and also 15 months of no interest charges. Checking the offer took me to a pre-filled out application with my name, …when seeing if your prequalified of Chase website , does it SP your TU ? And if so, if you App thru the offer your prequalified for does it HP from your TU vs cold app'n and it pulling EX ? my TU is 100% clean which makes me believe it SP TU and my EQ & EX is pretty Jacked up. If anyone knows ...I recently used the AmEx prequalify link and to my surprise it was showing 3 offers, the Delta Gold Skymiles, Blue Cash Preferred, and Platinum Card. I find this hard to believe with my FICO 08 scores being 644-647 across different bureaus. Is AmEx just promoting their cards or is the prequalify p...760. Next. Applying for a credit card can be exciting, frustrating, stressful or enjoyable. This is your board to chat about the application process, denials.See if You're Pre-Qualified; Travel Credit Cards; Cash Back Credit Cards; No Annual Fee Credit Cards; Credit Intel - Financial Education Center; BUSINESS CREDIT CARDS. View All Business Credit Cards; Most Popular Business Credit Cards; Travel Business Credit Cards;. Nov 29, 2021 · I did the amazon prime visa signature pre-qualificatiT. ROWE PRICE DYNAMIC GLOBAL BOND TRUST - Z- Performance charts Re: how legit are these AMEX prequalify offers @simplynoir yeah AMEX is my goal but since my EX is the lowest out of all the bureaus unfortunately im gonna wait a couple of months to let it go up , my goal is by december but i guess i was just excited to finally be qualified for their cards , last month they said no cards avaiable - just wanted ... Cap One is known to offer some decent ra (Edited to add the prequalify link, sorry! Again, when I used the desktop, it went to the regular apply page, but when I used my phone as someone on another post suggested previously, it went to the prequalify page. Hope this helps! Capital One Walmart Rewards Card | Capital One https://www.capita... Hello All, A little over a month ago, I checked the chase...
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