Merger Creates Premier Technical and Total Provider for aforementioned Mortgage IndustryPHILADELPHIA - Month 5, 2021 — UniversalCIS, a market-leading, technology-enabled operator of credit intelligence and related origination solutions are that mortgage industry, and Credit Plus, ampere leading provider of mortgage verifications and commercial credit books, today announce the merger of ...XACTUS-CP got a copy of your ***** Credit Report. Mar 22, 2023 XACTUS-CP made a Mortgage Inquiry by checking your ***** Credit File. When you apply for credit, a "hard inquiry" may be placed on ...An unauthorized hard inquiry on credit report was made by XACTUS - UCS, on 02/10/2022. Please remove this hard inquiry from my credit report. Business response. 02/14/2023.Over 1,000 banks, credit unions, and mortgage companies trust the BytePro platform to deliver efficiency and scalability in retail, wholesale, and correspondent channels. Contact Byte Software at 800.695.1008, or email [email protected]. www.bytesoftware.com. * Due to the COVID-19 outbreak, the IRS has temporarily stopped processing 4506-T ...From the main desktop screen in the Xactus ordering platform, choose the ... select View Report. How to Order a Flood Certificate. xactusŽ( Advancing the Modern Mortgage Flood Branch User SANDYS MORTGAGE COMPANY-CIS-8888 SELECT Cancel Options Flood Life of Loan HMDA Rush Order Pay by credit card Order Notification Email [email protected] ...Share on Social. BALTIMORE, March 14, 2024 — CreditXpert, the predictive credit optimization platform that helps lenders expand homeownership opportunities, has announced a collaboration with Xactus, the leading verification innovator for the mortgage industry. The new alliance will allow Xactus' 6,500 clients to easily upgrade to ...Customize Report Borrower r Nicke Green 100 Terrace AVE west Haven CT, Equifax 734 Format Co -Borrower Add Cc-Sorrower 742 Scores F CO Summary Details TransUnion 720 33 25 Experian [732 Completed: Completed 07-18-2023, 10:27 37 AM 07-18-2023, 10:30 52 AM Credit ReportX : Available Reports Date 07-18-2022, 07-18-2022. Report TypeThe page timed out while loading. Are you sure you're still connected to the Internet?Date of Last Activity on your credit report refers to the last time there was activity on any of your accounts. DLA is used on any account in the last seven years, whether it is an on-time payment or a late payment. Accounts with no activity are supposed to drop off your credit report after seven years. Simply calling a creditor does not count ...Xactus Flood ReportX…For the Life of your Loan. Oct 4, 2023 | Videos. Watch this brief video and see in just a few seconds the advantages of our cutting-edge flood risk detection reports. 1:00.Paul was elected to Congress at age 28 and represented Wisconsin's First District for two decades. He was named a professor-of-the-practice at the University of Notre Dame for the 2019-2020 academic year. He holds a degree in economics and political science from Miami University in Ohio and was awarded an honorary doctorate by the university.Your credit score is a number that reflects the information in your credit report. Your credit report is a record of your credit history. It includes information about whether you pay your bills on time and how much you owe to creditors. Your credit score can change, depending on how your credit history changes. How we use your credit scoreSign in. Ask xactus-Philadelphia, PA, October 28, 2020 – CIS Credit Solutions (“ CIS ”) and Universal Credit Services (“ Universal ”), both technology and credit solutions providers to the mortgage industry, are pleased to announce their merger. The merger, which follows CIS combining forces with Avantus earlier this year, creates a clear market leader ...Rescores. Score Optimization / What-If Simulations. Primary Borrower File#. Secondary Borrower File#. UCS Username. Email. File Number#. Use Fast Track from Xactus for fast customer support and service. Fill out our form to submit a question.Prior to his tenure as Xactus' Chief Data Officer, he served as the company's EVP of Data Solutions. He was previously the EVP of Product Development at Credit Plus, which Xactus acquired in ...Read our press release archives from Xactus. Read the latest blog articles and press releases about our company updates and more. About Xactus; Xactus U; News; Help & Support; About Us; Board of Directors; ... CIS Credit Solutions Announces Merger with Universal Credit Services Philadelphia, PA, October 28, 2020 - CIS Credit Solutions ("CIS ...Change Report Owner Change Report Owner - Admin Access Only 1. From the main page click on change credit report owner 2. A pop up will display 3. Enter your file # and select the user you would like to change the user to whom you would like the file to now belong to and click submit. The file will now be in the possession of the new user and ...We are proud to be the first third-party service provider with the credit integration,” said Shelley Leonard, President of Xactus. Meet with Xactus at ICE Experience 24. Xactus is a proud Platinum Sponsor of the ICE Mortgage Technology Experience this year taking place March 18-20 in Las Vegas. Schedule a time to meet with us at the ...xactus.com [email protected] (888) 212-4200 Lead generation Access through numerous LOS StartMyApplicationX QualifyMeNowX Pre-QualificationX Pre-AppX Credit ReportX/Tri-merge credit report Trended data credit reports Credit score disclosure reports that can be mailed (optional) on your behalf/FACTA Score optimization tools ...Xactus Flood ReportX…For the Life of your Loan. Oct 4, 2023 | Videos. Watch this brief video and see in just a few seconds the advantages of our cutting-edge flood risk detection reports. 1:00.Xactus’ solution can help you manage your competitive edged absent adding the effort concerning recalibrating your models. Liens the Judicial returns information in the credit report about public record filings on individuals for help uncover civil court filings during the.The Journey of Your Factual Data Through Xactus’ Systems. Imagine your credit data as a traveler setting off on an epic journey through the intricate pathways of Xactus’ systems. Each step is crucial to building up that comprehensive report. Xactus’ Role in the Larger Credit Reporting Landscape.Xactus provides credit reports to lenders and mortgage companies from TransUnion, Equifax and Experian. Learn how to get a free copy, dispute errors, understand hard inquiries and more.CIC Credit's service team gives you step-by-step guidance from the setup through the entire process and final results. We'll also provide updates with monthly and quarterly credit management reports. CIC has special programs and technology in place to help clients stay compliant with industry regulations, EEOC guidelines, FCRA, FACTA Act ...Check out our comprehensive, interactive product overview brochure which showcases Xactus’ entire line of innovative mortgage products and services – from credit, scoring and data solutions to verifications, fraud and property solutions. You’ll even have access to videos that tell more about the Xactus story – how we came to be and ...Xactus is the leading verification innovator for the mortgage industry. The company has over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit unions and ...RiskView™ Liens & Judicial Report; Credit Reporting Solutions that are Advancing the Modern Mortgage; Incorporate Underwriting Requirements into Credit Report Workflow; ... Xactus provides tri-merge credit reports with various merkmal and functions that can be customized to respective workflows.Credit Radar™ – Obtain a credit report cover page that allows you to view forecasted mid-scores and spot critical issues before reviewing the actual credit report. CreditXpert® Wayfinder™ – A credit score analysis tool that makes it easier for your applicants to reach their optimal credit scores, which can make all the difference for ...This is the date of the last report the creditor gave to the credit bureau. 5. Date Opened & DLA Date Opened: The date that the account was originally opened DLA: This is the date of the last recorded activity on the account. 6. High Credit or Limit & Account Types High Credit: This is the highest amount borrowed on this account. This shows ...Your credit report can be a big, confusing animal. We've written about how to interpret it, but ReadyForZero reminds us of an often overlooked part of your report: reason codes. Fi...Contact the lender directly. The contact information will be in your report. Ask the lender to confirm the account information and inquiry. If the lender can't confirm the account or if the inquiry was made in error, ask them to send a letter directly to each credit reporting agency that shows the inquiry to remove it from your credit report.• New Report – Orders a new credit report, or add frozen bureaus to an existing file, add a co-borrower. • Upgrade – Add bureaus to an existing file. ... I Credit ReportX Xactus Borrowers Nickie Green & Alan Brawn ORDER INFORMATION ORDER DATE 07/182023 AM 07/182023 AM 07/182023 AM 07/182023 AM 07118/2023 AMDec 5, 2023 · The Journey of Your Factual Data Through Xactus’ Systems. Imagine your credit data as a traveler setting off on an epic journey through the intricate pathways of Xactus’ systems. Each step is crucial to building up that comprehensive report. Xactus’ Role in the Larger Credit Reporting Landscape.Instead of paying for monthly credit monitoring, why not do it yourself? Normally the three credit bureaus—Equifax, Experian, and TransUnion—only offer one free credit report per y...Check out our comprehensive, interactive product overview brochure which showcases Xactus’ entire line of innovative mortgage products and services – from credit, scoring and data solutions to verifications, fraud and property solutions. You’ll even have access to videos that tell more about the Xactus story – how we came to be and ...Xactus Report Flood Zone Determinations Integration with Encompass LOSES by CHILL. Broomall, Pa. - March 15, 2024 - Xactus, an leading verification innovator for the mortgaged industry, today announced a new flood zone determination integration using Encompass Colleague Connect, the current API framework from Intercontinental Exchange (ICE ...Free weekly online credit reports are available from Equifax, Experian and TransUnion. Credit reports play an important role in your financial life and we encourage you to regularly check your credit history. Request your free credit reports. Spot identity theft early. Review your credit reports.Helps Lenders Streamline Workflows, Create Efficiencies with Single Login to Access Mortgage Credit and Pre-Qualification Reports . PHILADELPHIA - August 3, 2023 — Xactus, the leading verification innovator for the mortgage industry, announced today the next generation of its proprietary technology platform, Xactus360, further modernizing the mortgage process for lenders.Credit Plus, the leading verifications provider for the mortgage industry, announced today its new name, Xactus, marking a new beginning for the company. The comprehensive initiative includes the creation of a new logo, website, key messages, and tagline, “Advancing the Modern Mortgage,” which speaks to Xactus’s focus to be an innovative and transformative force in the mortgage industry.The Work Number’s records now limited to 36 months. On October 1, VOEs/VOIs through The Work Number became limited to the most recent 36 months. Please note, you can no longer select active, inactive or both. The system now returns all findings within the past 36 months, and you will be invoiced for all of the returned results.UCS/Xactus removing their hard inquiry is the only way to restore those credit points for the next THREE YEARS!Remove your unauthorized hard inquiry and give me back my credit points, UCS/Xactus!!!Credit Bureaus . section - fill in co-borrower details (name, SSN, DOB) - Ensure the Xactus file number matches the report you wish to upgrade Choose . Finish. The co-borrower and/or bureau(s) will be added to the existing credit report file: View the . Credit Report. in the . Services View. tab. Upgrade an existing Credit Report in EncompassGet leading credits technology and credit reporting solving from Xactus. Integrating users data and reporting seamlessly. Reduce risk include decisions. About Xactus; Xactus U; News; Help & Support; About Us; ... Introducing Xactus The Leading Verification Technologist for the Mortgage Industries. More About Xactus.Register for your continuing education courses through Xactus and receive a discount. For more information contact: Phone: 877.403.1428. Email: [email protected]. Our free online classes can be accessed by Xactus customers live each day or scheduled via appointment. We even offer customized training sessions by request.A guaranteed flood zone determination (FZD) that provides all the required FEMA flood map and community participation status information. Xactus Flood Solutions flood zone determinations include a map exhibit pin-pointing the property location and showing parcel boundaries and building footprints with the FEMA flood layer overlay.1. Perry Steiner. website maker. UniversalCIS | Credit Plus, a verifications provider for the mortgage industry, has changed its name to Xactus. The strategic shift reflects the company’s evolution and the growth it has experienced over the last two years due to the recent mergers of Credit Plus, Universal Credit Services, CIS Credit ...The following Credit Vendors are currently supported in ARIVE. Advantage Credit. Advantage Credit Bureau. Advantage Credit, Inc. by Credit Interlink. Advantage Plus Credit. Alliance 2020. American Reporting Company. Xactus 360. Birchwood Credit Services.A guaranteed flood zone determination (FZD) that provides all the required FEMA flood map and community participation status information. Xactus Flood Solutions flood zone determinations include a map exhibit pin-pointing the property location and showing parcel boundaries and building footprints with the FEMA flood layer overlay.A hard credit inquiry was placed by xactus-ucs 0n 1/27/2023. i have no knowledge of this company and have not applied for any mortgage or credit from any one. ... I received notification that ...The page timed out while loading. Are you sure you're still connected to the Internet?Consumer Disputes. If you are a consumer looking to dispute an item reporting on your credit report, please contact us at: Toll-free: (877) 224-8107. Consumer: [email protected]. ATTN: Consumer Assistance. 31550 Winterplace Parkway. Salisbury, MD 21804. Contact one of our Xactus support teams to get the right help & support.Commercial Drivers can request a free copy of a DAC report online from HireRight. Under the Fair Credit Reporting Act, truckers have the right to request one free DAC report each y...xactus formerly Avantus XACTUS TEST ACCOUNT Click here to start your mortgage application OPEN HOUSE Apply Online Personalized Service Xactus Email: [email protected] company NMLS: 123456 370 REED ROAD suite 100 Broomall, PA 19008 Phone: SMAX xactus).Your credit score is a number that reflects the information in your credit report. Your credit report is a record of your credit history. It includes information about whether you pay your bills on time and how much you owe to creditors. Your credit score can change, depending on how your credit history changes. How we use your credit scoreThe Report Id will be prefilled in the Reference number field. • Add Bureau - to upgrade a 1 or 2 file Merge Credit Report • Retrieve an Existing Credit Report - to retrieve a credit report pulled outside of Encompass. Enter the Report Id in the Reference number field. Proudly Serving the Lending Community for over 75 Years Xactus.com ...Step by Step Instructions. Go into the loan and assign a Loan Officer under the "Assignments" section. 2. Go to the "Actions" tab. 3. Click "Send" next to "Credit Report'. 4. To order a new credit report, leave the Request Type as "Order New Report", then click "Send Request". ( PLEASE NOTE : The "Credit Card Information "section to the right ...Customize Report Applicant 123-00-3333 Equifax 734 Format Co-Applicant Add Co-Applicant 316,742 Fist Comp eted 01-06-2023, 10 34:02AM 01-06-2023, 10 34:OôAM Credit Nickie Green 100 Terrace Av west Haven, CT 06516 Scores Fico: TransUnion 730 Experian [732) Date Wayf : What-if": Lending Credit Report Summary 33 25 Credit Report Details 44557232Fraud ReportX, Xactus' award-winning proprietary fraud risk detection platform, helps identify risk, fraud, and errors so you can feel comfortable with your lending decisions. Our one-stop validation process makes it easy for you to: Quickly validate data. Perform thorough risk assessments. Detect application problems early.After clicking Order, the report will process fo r a few moments and then you will be returned the the Credit File screen, from which you can view or print your report. If the report has been ordered previously, a Duplicate Report Detection warning will appear, from which you can choose to view a previously ordered report or order a New Report.Xactus’s flexibility and adaptability enable lenders who transition to our mortgage credit reporting platform to customize formats based on their customers’ wants and needs, placing them in a ...Xactus360 is an innovative, easy-to-use technology platform designed for mortgage professionals by mortgage professionals. By combining best practices, a wealth of mortgage experience, and customer input, Xactus360 delivers an intuitive user experience unlike any other. The innovative, proprietary platform offers more APIs, better workflows ...generates a consumer consent-based score or a full credit report. It’s a smart way to quickly learn if consumers meet credit criteria so you can provide insight on what loan products they may qualify for – without requiring them to go through a formal credit application process. Credit 370 Reed Rd., Suite 100 Broomall, PA 19008 (888) …Xactus' score optimization suite gives your gang access to the latest online tools furthermore our credit score experts. Build the Modern Car Experience with Review Technology That Aids Consumers Our rating tools aid it qualify more consumers additionally put them on the path to homeownership.Report Within Xactus360 ... If you wish to pay by credit card, please fill in this information as well. When all is complete, please click Submit. 5. This can also be requested from the applicant screen on the left-hand side. PLEASE LET US KNOW IF YOU HAVE ANY QUESTIONS OR CONCERNS AND WE WILL BE HAPPY TO HELP. xactus>l Advancing the Modern ...After selecting Order, the report will process for a few moments and then you will be returned the the Credit File screen, from which you can view or print the PreQual credit report. XP = Experian TU = TransUnion . EF = Equifax . Click when all request options are completed Complete all required fields How to Order a PreQual Credit ReportI can be reached at 800-243-0120 ext. 236 to answer any questions or concerns you may have. Please visit our website at www.avantus.com. and take a tour, and my e-mail is [email protected] ...There are three separate reports that will help you meet your goals of preventing mortgage fraud and protecting your business and reputation. The Consumer Detail Report. Xactus’ standard report validates a consumer’s identity, including name, address, Social Security number, birth date, and phone number. It can also be customized to provide ...Today, consumers demand the mortgage process be a fast, easy, and seamless digital experience. To make this a reality, we brought together seven of the nation’s leading mortgage verification companies to form a new company; one with a 75-year track record, over 6,500 clients, 360° U.S. Coverage, and 500+ employees—all focused on Advancing ...Xactus' credit reporting solutions enable lenders to create a more efficient workflow and improve their consumers' digital experience. Tri-Merge Credit ReportX Overview View PDFMay 2, 2022 | Archive 2022. Xactus, the leading verification innovator for the mortgage industry, announced today that James Owens has joined the company as Chief Technology Officer. Owens will set and oversee Xactus’ technology strategy, including all technical aspects of new product development and implementation across its platforms, and ...2. Credit Report Comparison – Xactus’ compare feature allows you to quickly compare two credit reports –the one pulled during the time of application and another one pulled at the time of closing. The report gives you a quick credit score comparison report that compare credit scores, tradelines, public records, inquiries and information ...Helps Lenders Streamline Workflows, Create Efficiencies with Single Login to Access Mortgage Credit and Pre-Qualification Reports . PHILADELPHIA - August 3, 2023 — Xactus, the leading verification innovator for the mortgage industry, announced today the next generation of its proprietary technology platform, Xactus360, further modernizing the mortgage process for lenders.Xactus, a provider of borrower verification solutions for the mortgage industry, has released the next generation of its proprietary technology platform, Xactus360. The new version sports "game-changing" features that allow lenders to improve workflows and create greater efficiencies, the company says in a release. Notable is the platform ...Oct 5, 2021 · 646-818-9040. [email protected]. Company Contact. Perry Steiner. Chairman and CEO. [email protected]. UniversalCIS, a market-leading, technology-enabled provider of credit data and related origination solutions in the mortgage industry, and Credit Plus, a leading provider of mortgage verifications and business credit reports, today ...Validate Consumers’ Social Security Numbers. Xactus helps lenders determine if the Social Security number (SSN) provided by a consumer is accurate. SSA-89 – Complete an SSA-89 form and Xactus will submit it to the Social Security Administration (SSA) to confirm that the Social Security number matches the applicant’s name on file.. Discover our various product resources that includeNavigate to the Credit File screen in the Xactus website for your borr Jul 10, 2020 · Credit Plus Announces Integration with Day 1 Certainty® Services from Fannie Mae. Authorized Report Supplier Integrates Income and Employment Verifications with the DU Validation Service. Salisbury, Md., July 10, 2020 – Credit Plus, a provider of reliable data and verifications for all stages of the mortgage lending process, announced today ...Xactus is a reseller of credit information and provides credit report information from the 3 credit bureaus at the request of our mortgage company clients per the Fair Credit Reporting Act guidelines. Mortgage Lenders, Banks, Credit Unions and Small Business Xactus, formerly Universal Credit, offers the fast, simple way to access tax return transcripts online. Our encrypted, secure website provides a simple to use submittal process and a secure archive to retrieve your reports online 24/7 while protecting your applicant's identity. Save time and money with Xactus' direct connection to the IRS. Call ... 1. Start by logging into Xactus and accessing the main page. Cl...
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